Skip to main content

Credit Ratings

Ratings Details

  S&P Moody's
Long-term Issuer BBB (OS)
5/24/2021		 Baa3 (OP)
9/18/2024
  Ratings History
  BBB (ON)
3/27/2020		 Baa3 (OS)
3/2/2017
  BBB (OS)
2/22/2018		 Baa3 (OS)
4/13/2016
  BBB (ON)
11/4/2015		 Baa1 (WN)
2/16/2016
  BBB+ (ON)
1/29/2015		 Baa1 (ON)
10/9/2015

 

Subsidiaries

  S&P Moody's
Hancock Whitney Bank
Certificate of Deposit A3 (OS)
4/2/2020		 A-
2/5/2014
  A3 (OP)
6/11/2019		 A-
2/14/2013
  A3 (OP)
9/18/2024		 A-
8/30/2012
  A3 (OS)
4/13/2016		 A-
9/6/2011
Bank Individual C (OS)
9/12/2013		 bbb+
2/5/2014
  C (OS)
6/6/2011		 bbb+
2/14/2013
  B- (WN)
12/22/2010		 bbb+
8/30/2012
  B-
3/3/2007		 bbb+
9/6/2011
Long-term Issuer BBB+ (OS)
3/14/2022		 Baa3
1/11/2022
Short-term/Commercial Paper - P-2
4/2/2020
Certificate of Deposit - A3 (OS)
4/2/2020

 

Ratings Scale

Long-Term Ratings
Moody's
Highest Quality (P)Aaa Aaa
High Quality Aa1 (P)Aa1 (P)Aa2 Aa2 Aa3 (P)Aa3
Upper-Medium Quality (P)A1 A1 A2 (P)A2 (P)A3 A3
Medium-Grade Quality Baa1 (P)Baa1 (P)Baa2 Baa2 Baa3 (P)Baa3
Substantial Risk (P)Ba1 Ba1 Ba2 (P)Ba2 (P)Ba3 Ba3
High Risk B1 (P)B1 (P)B2 B2 B3 (P)B3
Very High Risk (P)Caa1 Caa1 Caa2 (P)Caa2 (P)Caa3 Caa3
Highly Speculative (P)Ca Ca
Default C (P)C
S&P
Extremely Strong AAA AAApi AAAt
Very Strong AA+ AA+pi AA+t AApi Aat AA AA- AA-pi AA-t
Strong A+ A+pi A+t Api At A A- A-pi A-t
Adequate BBB+ BBB+pi BBB+t BBB BBBpi BBBt BBB- BBB-pi BBB-t
Less Vulnerable BB+ BB+pi BB+t BB BBpi BBt BB- BB-pi BB-t
More Vulnerable B+ B+pi B+t B Bpi Bt B- B-pi B-t
Currently Vulnerable CCC+ CCC+pi CCC+t CCCpi CCCt CCC CCC- CCC-pi CCC-t
Highly Vulnerable CCpi CCt CC C+ C+pi C+t C Cpi Ct
Selective Default SD SDpi SDt
Default D+ D+pi D+t Dpi Dt D
Regulatory Supervision R Rpi Rt

 

Short-Term Ratings
Moody's
Superior (P)MIG 1 (P)P-1 (P)VMIG 1 MIG 1 P-1 VMIG 1
Strong VMIG 2 P-2 MIG 2 (P)VMIG 2 (P)P-2 (P)MIG 2
Acceptable (P)MIG 3 (P)P-3 (P)VMIG 3 MIG 3 P-3 VMIG 3
Not Prime NP (P)NP
S&P
Extremely Strong A-1+
Strong A-1
Satisfactory A-2
Adequate A-3
More Vulnerable B B-1 B-2 B-3
Highly Vulnerable C
Selective Default SD
Default D
Regulatory Supervision R

 

Financial Strength Ratings
Moody's
Exceptional Security Aaa
Excellent Security Aa1 Aa2 Aa3
Good Security A1 A2 A3
Adequate Security Baa1 Baa2 Baa3
Questionable Security Ba1 Ba2 Ba3
Poor Security B1 B2 B3
Very Poor Security Caa1 Caa2 Caa3
Extremely Poor Security Ca C
S&P
Extremely Strong AAA AAApi
Very Strong AA+ AA+pi AApi AA AA- AA-pi
Strong A+ A+pi Api A A- A-pi
Good BBB+ BBB+pi BBBpi BBB BBB- BBB-pi
Marginal BB+ BB+pi BB BBpi BB- BB-pi
Weak B+ B+pi B Bpi B- B-pi
Very Weak CCC+ CCC+pi CCCpi CCC CCC- CCC-pi
Extremely Weak CCpi CC
Regulatory Action R

 

Ratings Watch Action Legend: (WP) Watch Positive, (WN) Watch Negative, (WU) Watch Uncertain, (WR) Watch Removed, (OP) Outlook Positive, (ON) Outlook Negative, (OS) Outlook Stable, (OD) Outlook Developing
 
Issuer ratings are S&P/Moody’s respectively. A security rating is not a recommendation to buy, sell or hold securities and should be evaluated independently of any other rating. The rating is subject to revision or withdrawal at any time by the assigning rating organization.
Hancock Whitney Bank, Member FDIC and Equal Housing Lender Logo Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.

Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. © Hancock Whitney 2025